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Think outside the bank.

Think Beyond Traditional Financing

Blue Tree Funding partners with merchants, service providers, and contractors to help them provide financing directly to their customers and clients. As a result, our multi-lender, point-of-sale (POS) financing solution boosts sales, increases revenue and improves customer acquisition efforts. Even better, Blue Tree Funding’s partnered merchants benefit from no monthly platform access fees.

Higher Conversion Rate

Gone are the days when clients had to rely solely on traditional loans or deplete their savings for their Home improvement projects. With our POS solution, they can access a range of funding alternatives, such as personal loans, direct-to-consumer loans, and payment plans.

If your clients are approved for Home improvement loans, you can get started on the project at your convenience. We will help you cut down the number of clients lost due to an inability to front the costs of repairs or upgrades.

Examples of what we can finance

  • HVAC
  • Home Automation
  • Kitchen Remodeling
  • Flooring
  • Plumbing
  • Lighting
  • Hardscaping
  • Water Filtration
  • Windows & Doors
  • and More


Amounts from $1,000 up to $500,000

Approval in seconds

Funding in as few as 2-3 business days

Flexible & Extended Terms Available

No impact on personal credit

Competitive Edge

Consumers and clients often put off large-sum purchases and treatments because they cannot afford the upfront costs. However, with flexible financing options, they no longer have to. Similarly, Blue Tree Funding works with an extensive lender network, increasing the likelihood that your customers and clients find financing options. Likewise, some lenders in our network may also be willing to work with damaged credit applicants. In turn, retailers, service providers, and contractors offering merchant financing benefit from higher client acquisition rates and satisfaction.