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Think outside the bank.

Flex Pay Loan

Many merchants simply don’t dream big because they believe they can’t afford to borrow the funds they need. Flex Pay solves that problem.

Blue Tree Funding’s Flex Pay Loan allows you to defer up to 50% of your loan principal into the future, resulting in dramatically lower loan payments now!

Defer Up to 50% of Your Loan Principal for the Lowest Payment Now

Many merchants simply don’t dream big because they believe they can’t afford to borrow the funds they need. Flex Pay solves that problem. Blue Tree Funding’s Flex Pay Loan allows you to defer up to 50% of your loan principal into the future, resulting in dramatically lower loan payments now! Things like renovations, remodels, additional locations, equipment purchases, and partner buyouts are not out of reach. Not any more! Our Flex Pay Loan is the perfect solution to fund your project, get it completed and begin earning a positive return on your investment now – without the need for collateral and without the stress to your cash flow! Flex Pay also has a unique early pay off option designed to minimize your interest costs. Couple this flexibility with our 6-month Line of Credit and the Flex Pay solution becomes even more powerful!

Get Approved

Flex Pay Advantages

  • Defer up to 50% of your loan’s principal for dramatically lower payments now
  • 24-hour access to a renewable Line of Credit to use over a 6-month period
  • Loan amounts are available from $5,000 to $750,000 with no collateral required
  • Fixed repayment terms up to 36 months
  • After your deferral period is over, we have a variety of options to repay the principal
  • Fast online approvals, low documentation, and fundings in less than a week

Pay Less When It Matters

Defer up to 50% of your loan’s principal into the future for more affordable payments now, and have the flexibility to pay it back when the time is right.

Pay Weekly, Not Daily

Budget confidently, increase your cash balances, and avoid surprises with low, fixed weekly payments that are not tied to your daily credit card receipts.

Pay on Your Terms

Flexible repayment options give you the ability to amortize the deferred principal over time, roll it into the future, or simply refinance it.

One-on-One Support

A seasoned loan consultant will assist you from application to funding. With their expert guidance you can customize a loan to match your needs.

Minimum Qualifications

Industry Type

We lend to more than just restaurants. Over the years we’ve expanded our list of approved industries.

Credit Score

You don’t need to have perfect credit to qualify for Bankroll. Business owners with an Equifax Credit Score of 551 or higher can qualify.

Time in Business

Applicant must own the business. The business must be open and operating under the same ownership for at least one month (30 days).

Annual Sales

Your business must generate a minimum of $17,000 per month in sales ($200,000 annually) from both credit card and cash.

Why Blue Tree Funding?

Blue Tree Funding prioritizes our clients needs so they can provide care to their patients to the absolute best of their ability. We offer flexible terms, payment options, asset management, and easy upgrades- unlike any other leasing or financing provider in the industry. Our goal is to help our clients fulfill the immediate needs of their practice while providing long-term support for the success and growth of their business.