Prefunding Insurance Claims Made Simple.

Blue Tree Funding partners with healthcare providers to deliver quick, adaptable financing that keeps operations running smoothly. Our expertise and forward-thinking approach help medical practices convert their receivables into working capital within 48 hours, ensuring steady cash flow for continued growth.

How Blue Tree Funding Helps

Get Paid in 48 Hours

Convert outstanding insurance claims to cash immediately instead of waiting weeks or months.

Keep Operations Running

Cover payroll, equipment, and unexpected expenses without cash flow interruptions.

Expand Without Debt

Grow your practice, hire staff, and upgrade systems without traditional loans on your books.

Apply for Pre-Funding

What Makes Blue Tree Funding Different?

Healthcare-Specific Solutions

We understand the unique timing issues with insurance payments. Our programs maintain consistent cash flow, letting you concentrate on your patients.

No Cost to Check Your Options

Blue Tree Funding charges nothing to explore your possibilities. Find out your approval amount without commitment or affecting your credit.

Protected and Compliant

We take data protection seriously. Your information stays secure and we maintain full HIPAA compliance standards.

Professional Support

Our team breaks down complicated financial concepts into clear information, providing straightforward guidance and practical tools for smart decision-making.

Three simple steps tofunding.

1

Tell us about your business

Answer a few simple questions and complete the application in minutes.
2

Submit your billing

Simply upload your insurance claims.
3

Get funded

Your claims are processed and prefunded in 48 hours.

Minimum Qualifications

Credit Score

600+ credit score is typically required for Blue Tree Funding to extend an offer.

Time in Business

At least 6 months in business. Some exceptions may be considered.

Monthly Revenue

At least $250,000/month with a plan for growth.

Frequently Asked Questions

What exactly is pre-funding and how does it help?

Pre-funding lets medical providers convert outstanding insurance claims into immediate cash. Rather than waiting extended periods for payment, Blue Tree Funding provides up to 90% of your claim value within 48 hours, then pays the remaining amount (minus our fee) after the insurance processes your claim.

What's your funding timeline?

Blue Tree Funding delivers funds within 48 hours of verifying your receivables. This rapid turnaround gives you the working capital needed to run your practice without disruption.

Why should I choose pre-funding through Blue Tree Funding?

Pre-funding gives you immediate working capital for daily operations, payroll, supplies, or surprise costs. Unlike traditional loans, pre-funding doesn’t create new debt or require fixed monthly payments.

Which providers can use pre-funding?

Medical practices with outstanding insurance claims qualify. If slow payments are affecting your cash flow or you need quick working capital, pre-funding fits your needs.

Will pre-funding change my credit rating?

No, pre-funding won’t affect your credit. Since we base funding on your receivables and insurance company creditworthiness, we don’t need credit checks or create new debt.

Apply For Pre-Funding